Privacy policy
PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING THIS SITE
This Privacy Policy (the “Policy” or “Privacy Policy”) represents the entire policy for data protection and privacy regarding the website www.payfuturefs.com and has been updated to align with the General Data Protection Regulation (GDPR).
Who We Are
1.1. This Privacy Policy is issued on behalf of Payfuture FS MT LTD . When we mention (“Company,” “We,” “Us,” or “Our”) in this policy, we are referring to Payfuture FS MT LTD which is the data controller and responsible for this website under GDPR.
1.2. This Privacy Policy provides information on how Payfuture FS MT LTD collects and uses your personal data through your use of this website, including any data you may provide when signing up for our newsletter.
1.3. This website is not intended for children, and we do not knowingly collect data related to children.
The Personal Data We Collect From You
2.1. “Personal data” means any information about an individual from which that person can be identified, as per GDPR definitions.
2.2. We may collect, use, store, and transfer different kinds of personal data about you, grouped as follows:
Identity Data: Includes, but may not be limited to, first name, last name, previous names, username or similar identifier, marital status, title, date of birth, and gender.
Contact Data: Includes billing address, delivery address, email address, and telephone numbers.
Financial Data: Includes bank account and payment card details.
Transaction Data: Includes details about payments to and from you and other details of products and services purchased from us.
Technical Data: Includes IP address, login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system, platform, device ID, and other technology on the devices used to access this website.
Profile Data: Includes username and password, purchases or orders, interests, preferences, feedback, and survey responses.
Usage Data: Includes information about how you interact with and use our website, products, and services.
Marketing and Communications Data: Includes preferences in receiving marketing from us and third parties and communication preferences.
How Your Personal Data Is Collected
3.1. Personal Data is collected when you fill out forms on our website.
How We Use Your Personal Data
4.1. GDPR requires a lawful basis for processing your personal data. We rely on one or more of the following legal bases:
Performance of a contract: When we need to perform the contract we are about to enter or have entered with you.
Legitimate interests: For business purposes and to ensure the best, most secure customer experience (for example, fraud prevention). We carefully balance any potential impact on you and your rights before processing your personal data for legitimate interests.
Legal obligation: When we need to comply with a legal obligation.
Consent: With your active agreement, such as for email newsletters.
4.2. Below is a table describing all purposes, types of data involved, retention periods, and legal bases:
| Purpose/Use | Type of Data | Retention Period | Legal Basis |
|---|---|---|---|
| To request more information or subscribe to our newsletter. | First name, last name, email, phone number, company name, website, turnover, message | 12 months | Consent |
To request more information or subscribe to our newsletter.
First name, last name, email, phone number, company name, website, turnover, message
12 months
Consent
4.3. Direct Marketing
4.3.1. You may indicate preferences for receiving marketing communications from Payfuture FS MT LTD via email, SMS, and phone.
4.3.2. You will receive marketing communications if you have requested information or purchased goods or services from us and have not opted out.
4.3.3. We may analyze data such as Identity, Contact, Technical, Usage, and Profile Data to offer relevant marketing communications.
4.4. You may unsubscribe from marketing communications at any time by emailing info@payfuturefs.com. However, you will still receive essential service-related communications.
4.5. We will seek your explicit consent before sharing your personal data with third parties for their own direct marketing purposes.
4.6. For more information on cookies, refer to our Cookie Policy.
5. Disclosures of Your Personal Data
5.1. We may share your personal data with specific third parties for the purposes listed above.
5.2. Your personal data may be shared with:
5.2.1. Third parties in the event of business sales, transfers, or mergers.
5.3. All third-party service providers are required to respect data security and treat personal data per GDPR.
6. International Transfers of Your Personal Data
6.1. When transferring personal data outside the EU/EEA, we ensure similar data protection by using GDPR-approved safeguards, such as Standard Contractual Clauses.
6.2. Transfers to non-EU/EEA service providers are protected by GDPR-approved mechanisms, ensuring similar protection as within the EU/EEA.
7. Data Security
7.1. Appropriate security measures are in place to prevent unauthorized access, alteration, or disclosure of your personal data.
8. Data Retention
8.1. Apart from specific retention periods mentioned, personal data is retained only as necessary for business and legal requirements.
8.2. Retention periods consider data sensitivity, risk of harm, and applicable legal requirements.
8.3. By law, we retain basic customer information for six years after a customer relationship ends.
9. Your Legal Rights
9.1. Under GDPR, you have the following rights:
Access: Request access to your personal data.
Correction: Request correction of incomplete or inaccurate data.
Erasure: Request deletion of personal data under certain circumstances.
Objection: Object to processing based on legitimate interests.
Data portability: Request the transfer of your data.
Withdraw consent: Withdraw consent at any time for processing based on consent.
9.2. To exercise any rights, contact us.
9.3. Access requests are free unless they are unfounded or excessive.
9.4. We may request specific information to confirm your identity for security purposes.
10. Third-Party Links
10.1. Our website may contain links to third-party websites. We encourage reading third-party privacy policies as we are not responsible for their practices.
11. Miscellaneous
11.1. If you have any questions about this privacy policy or about the use of your personal data or you want to exercise your privacy rights, please contact us.
11.2. The rules of interpretation in this clause herein shall apply in these Terms.
11.3. These Terms shall apply to all Users.
11.4. Clause, Schedule and paragraph headings shall not affect the interpretation of this agreement.
11.5. Unless the context otherwise requires, words in the singular shall include the plural and in the plural shall include the singular.
11.6. Unless the context otherwise requires, a reference to one gender shall include a reference to the other genders.
11.7. A person includes a natural person, corporate or unincorporated body and partnership (whether or not having separate legal personality).
11.8. A reference to a company shall include any company, corporation or other body corporate, wherever and however incorporated or established.
11.9. Unless expressly provided otherwise in this agreement, a reference to writing or written includes email.
11.10. Any words following the terms “including”, “include”, “in particular”, “for example” or any similar expression shall be construed as illustrative and shall not limit the sense of the words, description, definition, phrase or term preceding those terms.
11.11. reference to any legislation or legislative provision is a reference to it as it is in force at the date that these Terms are in force.
11.12. A reference to any legislation or legislative provision shall include all subordinate legislation made as at the date that these Terms are in force under that legislation or legislative provision.
11.13. This Policy, all matters arising from it, and any dispute arising between the Parties in connection with this Policy shall be governed by and construed in accordance with the laws of Malta, notwithstanding any conflict of law provisions. Any dispute arising out of or in relation to the terms and conditions of this Policy shall be resolved amicably and in good faith through negotiations between the Parties. Should such a dispute not be resolved amicably, it shall be settled by arbitration under the rules of the Malta Arbitration Centre (“MAC”), by no more than three arbitrators as agreed by the parties. The language of the arbitration proceedings shall be in English, and the arbitration award shall be final and binding on both parties.
11.14. Any obligation on a party not to do something includes an obligation not to allow that thing to be done.
11.15. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us, for example, a new address or email address.